Retirement Planning for Retirees

Stay Retired — With Confidence and Control

At Silas & Ward, we help retirees like you navigate key decisions — from tax-efficient income planning to long-term care strategies — so you can live your retirement the way it was meant to be lived: confidently, independently, and on your terms.

You’ve Made It.

Now Let’s Make It Last.

You’ve stepped into retirement — and now the questions shift:

  • Am I withdrawing the right way?
  • What's the best strategy to manage taxes over time?
  • Will my savings last if something unexpected happens?
  • Is my spouse financially protexted if something happens to me?

Even with decades of preparation behind you, retirement can bring a new layer of complexity. And you shouldn’t have to face it alone.

At Silas & Ward, we help retirees protect their income, adjust their strategy as life evolves, and move forward with clarity and confidence — year after year.

Retirement Is No Time for Guesswork

Once you retire, your financial picture doesn’t get simpler — it gets more dynamic. From new tax considerations to healthcare costs and required withdrawals, there are moving pieces that need to be coordinated, monitored, and adjusted over time.

That's where we come in. We help you:

Because retirement isn’t the end of planning — it’s the beginning of living from it.

Make informed, tax-aware withdrawal decisions

Adjust your income strategy as life evolves

Prepare for long-term care without draining your savings

Coordinate spousal needs and survivor planning

Keep your strategy aligned with your lifestyle and goals

Simplify the big picture so you can enjoy what matters most

Our work doesn’t stop when you retire — it continues, year after year, to help you stay on track.

Stay in Control, Even as Life Changes

Here’s what working with Silas & Ward looks like in retirement:

Ongoing Clarity

We review your income sources, taxes, healthcare, and coverage needs — and continue to help refine your strategies to reflect your reality.

Efficient Adjustments Over Time
Life changes. Tax laws change. Goals change. We help you adjust your approach so it always works for you — not against you.

A Dedicated Partner, Not a One-Time Plan
We’re not here to give you a binder and disappear. We’re here to be part of your retirement support system, every step of the way.

“Retirement isn’t a finish line — it’s a new stage of life that deserves a thoughtful approach and ongoing support. That’s why we stay with our clients for the long haul.”

Frederick Griffin FRC

Founder, Silas & Ward Financial Group

Let’s Make Sure Your Retirement Strategy Continues to Work for You

You’ve done the hard work to retire. Now let’s make sure your strategy continues to support your goals, lifestyle, and future — no matter what changes ahead.