Retirement Planning for Pre-Retirees

Build a Strategy That

Works as Hard as You Have

You’ve spent your career preparing for this next chapter — now it’s time to turn that preparation into a clear, confident strategy. We’ll help you align your income, benefits, and long-term goals so you can step into retirement ready for what’s next.

You’re in the home stretch.

You’ve worked hard, saved consistently, and tried to do all the right things. But now that retirement is getting closer — 5, maybe 10 years away — you’re wondering:

  • Am I really ready?
  • How do I make sure my income will last?
  • What about taxes, healthcare, and Social Security?
  • What if I’m missing something?

You’re not alone. Retirement is within reach — and now is the time to make sure everything you’ve built is aligned, protected, and ready to support your next chapter.

At Silas & Ward, we specialize in helping individuals and families step into retirement with less stress, fewer surprises, and a whole lot more confidence.

What Retirement Really Requires

Since 1994 helping people prepare for retirement, we’ve seen it time and again: many people don’t need a flashy new product or a one-size-fits-all plan — they need clarity, reassurance, and a strategy built around their life.

That's where we come in. We help you:

Retirement isn’t just about having enough saved — it’s about knowing what to do with it.

Understand your timeline and financial picture

Prepare for taxes and income needs in retirement

Coordinate decisions around healthcare and benefits

Get clarity on your Social Security options

Protect your spouse and your future

Build a strategy for life’s “what-ifs” — not just the ideal scenarios

As retirement gets closer, decisions can get more complex. We focus on helping you understand your situation, weigh your options, and build a personalized retirement strategy based on your goals and your lifestyle.

Prepare with Purpose, Not Pressure

Here’s what working with Silas & Ward looks like in retirement:

A Clear View of Where You Stand
Understand your current savings, income sources, and available benefits.

A Strategy for How It All Fits Together
Coordinate key decisions around income, timing, taxes, and healthcare.

A Flexible Approach That Evolves With You
Your strategy is built to adjust with your life, goals, and retirement timeline.

It’s all part of our S.I.L.A.S. Process™ — a personalized, practical approach built to give you clarity and confidence.

“So many of our clients come to us feeling unsure — not because they’ve failed, but because they’ve never been shown how it all fits together. That’s what we do. We connect the dots and help people see the big picture.”

Frederick Griffin FRC

Founder, Silas & Ward Financial Group

Retirement is coming.

Are you ready?

Let’s find out. Start with a no cost Retirement Strategy Call.

We’ll help answer your questions, talk through your goals, and show you what’s possible.