Rooted in Legacy and Family. Focused on Your Future.
Silas & Ward was founded on the belief that every person deserves financial independence, clarity in retirement, and the chance to leave a meaningful legacy. Our story is rooted in service, resilience, and the kind of values you can build a future on.
Our Story
When Frederick was a child, he heard stories about his great-great-great-grandfather, Silas Griffin, and how he fought in the Civil War. In 1864, he joined the 55th regiment of the United States Colored Infantry. It made his family proud for Silas to be a soldier during that time, fighting to end slavery and winning recognition at the African American Civil War Memorial Museum in Washington, D.C.
His descendant, Ward, Frederick’s grandfather, often told stories about how to be independent. He once said, “It’s better to own a popcorn stand than to work for any man.” His encouragement and principles were carried through to Edward Griffin, Frederick’s father, who, along with JoAnn Griffin’s father, served as paratroopers with the 82nd Airborne. Financial independence and living with dignity were values well-impressed upon Frederick and JoAnn.
Silas & Ward Financial Group bears their names because we believe that each of our clients should have financial literacy, the power to make their own decisions, the ability to live a full life, and the chance to pass on their legacy to generations to come.

Silas & Ward Financial Group bears their names because we believe that
every client deserves:
• Financial literacy
• The power to make informed decisions
• The opportunity to live with dignity
• And the ability to pass on a meaningful legacy
That’s not just our philosophy — it’s our promise.
Our Mission
To Help You Retire with Clarity,
Confidence, and Control
Since 1999, we’ve helped individuals, couples, and federal employees build personalized retirement strategies — rooted in understanding, guided by experience, and designed to protect what matters most.
We work closely with our clients to help ensure they’re not just financially prepared for retirement, but equipped to enjoy it with independence, confidence, and purpose.
Our Core Values
At Silas & Ward, our core values aren’t just principles on paper — they help guide every conversation, every recommendation, and every relationship we build.
Client-Centric Approach
Your best interest comes first. No exceptions.
Knowledge
We help empower you through guidance and clarity, not jargon.
Integrity
We uphold the highest ethical standards. Always.
Collaboration
We value diverse talents and perspectives — including yours.
Community Involvement
We give back with gratitude and purpose.
Long-Term Relationships
We’re in this with you, for the long haul.
Excellence
We don’t settle. We aim for quality and care in every detail.
Meet Our Team

Fred Griffin, FRC
Founder & CEO

JoAnn Griffin
Director of Operations

Kristopher Dunlap
Retirement and Group Benefits Specialist
Let’s Start a Conversation
We know how much your future means to you — because we’ve built this firm on the belief that every family deserves a retirement built with purpose.

