Retire with Confidence.
Live with Independence.
Leave a Legacy.
Since 1994, we’ve helped hard-working Americans—across both federal and non-federal roles—achieve their retirement goals. At Silas & Ward Financial Group, you don’t just get a retirement strategy. You get a partner for life.
Do you find yourself asking,
‘Will I have enough to retire comfortably
and stay retired?’
You’re not alone. Many people approaching retirement feel confident… until it’s time to start drawing income, navigating taxes and inflation, or making healthcare decisions.
The good news? With the right strategy, you can enjoy retirement without constant money worries.
Since 1994, Silas & Ward Financial Group has helped both federal and non-federal employees turn retirement anxieties into a clear, confident path forward.
Why Silas & Ward Financial Group?
A Legacy of Dedication, Built One
Client at a Time
We Are on a Mission
to
Serve Your Needs
Our mission at Silas & Ward Financial Group is to provide holistic preservation and protection-based strategies that help empower you to attain your desired outcomes and create a lasting legacy for your loved ones. Our services are designed to help you achieve independence and protect you and your family’s future.
Our commitment to you includes:
Expertise
Highly skilled, dedicated professionals with a long track record serving both federal and non-federal retirees nationwide.
Family-First
Rooted in family values, service, and community—we treat every single client like they're part of our own family.
Integrity
Your best interest comes first in every decision we make—always, without exception or compromise in any situation.
Customized Strategies
Personalized retirement plans built around your unique goals, with proactive attention to all changing market factors.
Exceptional Service
Comprehensive guidance that goes beyond numbers—we're with you at every stage of your complete retirement journey.
Results-Oriented
Clear objectives and regular progress reviews, with measurable results consistently tracked against agreed-upon benchmarks.
First we help you create the income you need for a secure, fulfilling life. Then we help you preserve your wealth to benefit those you care about most--through efficient, well coordinated wealth transfer strategies.
Retirement Strategies for Every Journey
Whether you’re preparing to retire, already enjoying retirement, or trying to make sense of federal benefits — we’ll help you protect what you’ve built, create income that lasts, and plan for whatever comes next.
Retirees
Already retired? Let’s protect what you’ve built.
We help you safeguard income, manage risk, and stay ahead of market and health surprises.
Pre-Retirees
Retiring in 5–10 years? Let’s get you on the right track.
We’ll build a clear step-by-step plan so you can move forward with clarity and confidence.
Federal Employees
Federal employee? Let’s optimize your benefits.
We’ll help you get the most from your FERS, TSP, and FEGLI with expert, tailored guidance.
Non Federal Employees
Already retired? Let’s protect what you’ve built.
We help you safeguard income, manage risk, and stay ahead of market and health surprises.
What We Help You Do to Retire Confidently
Retirement
Income Planning
Coordinate pensions, 401(k)/403(b)/457, TSP, non-qualified assets and deferred compensation plans, SEP/SIMPLE and IRAs, Social Security, and investments into a reliable income stream.
Asset Protection &
Long Term Care
Prepare for the unexpected by planning for healthcare, premature death, or long term care without draining your hard-earned savings or compromising your family's financial security.
Estate & Wealth
Transfer Guidance
Plan ahead to provide for loved ones and causes you care about. We help design efficient wealth transfer strategies and coordinate with your attorney and tax professionals.
Make Confident,
Informed Decisions
From Social Security timing to TSP options and benefit coordination decisions, we help you carefully weigh all your choices and move forward with clarity and confidence.
The S.I.L.A.S. Process
Your Roadmap to
Retirement Confidence
Retirement doesn’t have a rewind button. We’ve refined our planning process over decades to make retirement decisions easier, clearer, and more aligned with what matters most to you.
Inventory What
You Have
We take a thorough look at your accounts, income sources, debt and benefits — including TSP, defined benefit pensions, and insurance.
So no opportunity is overlooked.
Apply the Strategy
We handle the paperwork and coordinate with your CPA, Attorney, and other professionals, so you don’t have to go it alone.
So you don’t have to go it alone.
Set Your Goals
We start with a conversation — about your vision, values, and retirement goals.
So you always feel heard before decisions are made.
Lay Out the Plan
We lay out an integrated, customized strategy for income, tax efficient planning, inflation, healthcare, spousal needs, and estate & wealth transfer—all tailored to your goals.
So you can see the full picture, not just
the numbers.
Stay on Track
Your plan is built to evolve with you. We meet regularly to review, adjust, and help ensure everything stays aligned.
So you stay prepared, no matter what changes life brings.
Ready for Retirement?
Start Here
You only get one shot at retirement.
Let’s get you answers, clarity, and a game plan.
